Why Obamacare Made Me Face Palm

Before I begin trying to explain why I face-palmed at Obamacare, I want to send out a big, sarcastic congratulations to all the professionally paid right wing, conservative political analysts who spent the past year or so screaming about how evil and socialist Obamacare is and how it’s going to bankrupt the country and end civilization as we know it. Yes, there are legitimate problems with Obamacare, but America never really had a chance to have a logical, objective conversation about what those problems are or how they could be rectified because the whole debate was hijacked by shock jocks who wound down the clock blindly raging about how Obama is the demon spawn of Hitler and Stalin. All intelligent opposition to Obamacare has been drowned out by white noise that effectively allowed Obamacare to pass without any risk of facing any real opposition. The way I see it, Fox News deserves as much credit for passing Obamacare as Obama does. For that, every conservative pundit who has called Obama a socialist in the past year wins a double face palm.

So what’s the problem with Obamacare, anyway? The problem is that it doesn’t address the root cause of why health care in America is unaffordable. The problem is health insurance companies, but it shouldn’t surprise you to hear me say that. Everyone in the world outside of Washington D.C. and the Fox News headquarters already knows that.

If you need the concept played out for you then watch “The Rain Maker.” That’s not an academic source, but it does illustrate how commonly accepted it is that health care in America is unattainable for many people because of insurance companies. I’m not a big Michael Moore fan, but you should watch “Sicko” if you haven’t. It breaks the concept down in a way that’s impossible to miss. If you want to investigate this yourself, ask any American who has a “preexisting condition” or any doctor. They will tell you that health insurance is the problem.

There’s a very simple reason why health insurance companies are the problem. It’s because health insurance companies don’t exist to help people. They exist to make a profit, and they try to make as much profit as possible by charging the highest rates possible while paying out as little money as possible. Since you don’t have to build insurance in a factory or pay to have it shipped to the consumer, it’s the perfect product. It’s basically free money. That’s why Warren Buffett is such a fan of buying insurance companies. It’s just unabated theft from the consumer’s pocket.

Auto insurance artificially inflates the cost of auto repairs, and medical insurance artificially inflates the cost of medical care. And if you can’t pay the inflated costs of medical insurance then you can’t get health care…even though it would have been affordable without the intervention of the insurance companies…who are supposed to exist to help you get health care.

Obamacare says that the way to fix the problem that the insurance companies are perpetuating is to require everyone to buy insurance. That’s like telling villagers who keep getting attacked by wolves that you can stop the wolves from eating a few people by forcing everyone to line up and let the wolves take a bite out of everyone.

Granted, there are some provisions in the 900+ pages of Obamacare that try to reign in how much profit insurance companies get to keep, but if the Dodd-Frank bill has taught us anything, it’s that wealthy companies can neuter legislation (in part or in whole) at will as it suits them. So I don’t expect any part of Obamacare that stands between insurance companies and their profit margin to last for three more election cycles.

Even if I am just being paranoid and Obamacare doesn’t turn into a werewolf in sheep’s clothing, it still doesn’t take the consumer out of the wolf’s mouth in the first place. What it does do is set another precedent that the government can make up whatever tax it wants and force everyone to have to pay it whether they like it or not. Yesterday we were forced to buy car insurance. Today we’re forced to buy health insurance. Tomorrow who knows what we’ll be forced to pay. Maybe it’ll be life insurance or fire insurance or renter’s insurance.

And if we can be punished in any way whatsoever for not buying mandated car or health insurance then we’ve set a precedent where the American people can be slapped on the wrist for whatever the government decides. And in fact, that’s always been the case. We’re just so used to it we take it for granted. The more things the government tells us we have to do the more invasive of laws we’ll accept. Obamacare isn’t the apocalypse, but it’s a tiny step in the direction of a dystopian police state. I admit that it’s such a small step in that direction that to even call it a small step is overdramatic sensationalism, but when you add it up with getting fined for jaywalking, having to allow security guards to fondle your genitals at the airport, getting spied on and all the other little violations of personal liberty the government tells you that you have to put up with they all add up to a well paved road to a shitty place you don’t want to be.

And for all Obama’s campaign promises about hope and change, look what Obamacare has given the American people: A gigantic pile of bureaucratic regulations that nobody even understands. I used to not be able to afford to get a wart removed from my hand. Now I need a law degree to figure out how to get a wart removed from my hand. When people said they wanted change they didn’t mean they wanted life to be more complicated.

I don’t want to have to figure out which insurance plan best fits my needs. The insurance plan that best fits my needs is the one that doesn’t confuse me so emasculatingly that I don’t realize I’m getting fucked in the ass.

You don’t need 900 pages to solve the problem of health insurance. Profit is the problem. And it’s not like insurance companies need profit to fund research and design and improve product quality. All insurance companies do is take money and give money. The best product is the one that costs the least and has the highest return. When insurance companies exist to make a profit it’s literally impossible for them to offer the cheapest product with the highest return.

I wish Obama was a socialist. I don’t necessarily want America to socialize health care, but I wish it would socialize the health insurance industry because even if a socialized health insurance industry charged the highest price possible for the lowest return on investment then at least all the profit would be going to the government who could use it to subsidize health care instead of all that money going to an old, fat white guy’s bank account so he can buy a new private island. But if America socialized the health insurance industry it could actually charge an affordable price for a generous return, and it could subsidize unemployed people’s health care with the profits the health insurance industry generated instead of having to create new taxes for that. It’d probably even have money left over too. No American would ever have to fill out another health insurance form ever again, and everybody would get health care without bankrupting the country.

But that’s never going to happen as long as big business controls the government. As long as elected politicians’ hands are tied behind their backs by golden handcuffs that their campaign contributors hold the key to then the only change Americans can ever expect are more taxes, fines and bureaucracy…just like we got with Obamacare.

 However you felt about this post, you’ll probably feel the same way about these:

Police and the Law

Occupy Wall Street


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